In a world where global mobility, asset protection, and fiscal efficiency are more relevant than ever, Andorra stands out as a high-value jurisdiction for high-net-worth individuals (HNWIs) and their advisors. Strategically located between France and Spain, this microstate combines legal security, low taxation, European access and a high standard of living—making it a powerful complement to existing structures in the UK, UAE, Switzerland, the US or Singapore. If you're already operating internationally, Andorra doesn’t compete with your current setup—it enhances it. A European Jurisdiction Without EU Tax Complexity Andorra is not part of the European Union nor the Schengen Zone, but maintains customs agreements with the EU and enforces the same entry requirements as Schengen countries. This allows for smooth access to European markets while remaining outside the EU’s complex fiscal framework. Andorra also has no wealth tax, no inheritance or gift tax, and no tax on unrealized capital gains—an attractive proposition for individuals and families managing global portfolios. A Transparent, Attractive Tax System (Andorra 2025) Far from being a tax haven, Andorra offers a modern, OECD-compliant fiscal framework with one of the lowest tax burdens in Europe: Personal Income Tax (IRPF): 0% up to €24,000/year 5% from €24,000 to €40,000 10% above €40,000 But the real advantage lies in the key exemptions: Capital gains and dividends from listed stocks or companies where you hold <25% ownership are fully tax-exempt. This means that global investment income from diversified portfolios (ETFs, equities, bonds) can be received tax-free—a critical advantage for investors and family offices. Corporate Income Tax (IS): Flat 10% VAT equivalent (IGI): 4.5% standard rate (with lower rates of 0%, 1%, 2.5%) This balance of low rates and legal certainty allows you to protect and grow your wealth within a framework respected by international institutions. An Ideal Add-On for HNWIs with Global Presence Andorra becomes even more powerful when combined with existing international structures. Some typical examples: UAE company + Andorran residency → You enjoy personal tax benefits while maintaining your corporate structure abroad. Holding in Luxembourg or trust in Liechtenstein + Andorran director/shareholder → Strong legal layering with favourable fiscal treatment. Family spending time between London, Geneva and Dubai → Andorra offers Plan B residency and a tax-resident base within Europe. This approach works especially well for: Asset managers and investors International entrepreneurs Digital nomads and crypto holders (with proper structuring) Families seeking privacy and low-risk jurisdictions in Europe Stable, Safe and Private Andorra has one of the lowest crime rates in the world, high political stability, and a strong culture of discretion. It offers: Private healthcare ranked among the best in Europe Multilingual international schools Direct proximity to France and Spain A peaceful environment for family life and long-term planning The banking system is modern, well-regulated (under the AFA), and connected to SEPA and SWIFT—ideal for private banking and asset custody. Residency Options That Fit Global Lifestyles For those looking to establish a foothold in Andorra, the passive residency program (non-lucrative) requires: Investment of €600,000 in real estate, bank deposits or other eligible assets Minimum presence of 90 days/year (not 183 days) Private health insurance and proof of income This residency does not require working or running a business, and is often used as a strategic secondary base for global citizens seeking European access without EU tax obligations. Note: There are current discussions about increasing the minimum investment threshold, so early planning is recommended. Why Andorra Works So Well as an Add-On Adding Andorra to your international strategy means: Lowering your personal effective tax rate on global income Holding assets in a low-risk, EU-adjacent jurisdiction Enjoying lifestyle, education, and healthcare advantages for your family Gaining an EU-compatible base for residence, without EU tax exposure Increasing legal and geographic diversification across your wealth plan And all of this while staying fully compliant with OECD, EU, and FATCA/CRS standards. Add Andorra to Your Strategy with LinkAnd At LinkAnd, we help global clients and their advisors: Obtain residency and structure their presence in Andorra Set up compliant corporate and holding entities Navigate local banks, regulators and advisors Integrate Andorra into complex cross-border structures Whether you’re a private investor, entrepreneur or family office, we offer a confidential, personalized approach that fits your bigger picture. 👉 Contact us today to explore how Andorra can become the most strategic layer of your global plan.

The Hidden Advantage of Strategic Relocation for HNWIs For today’s high-net-worth individuals and families, second residency is no longer just a lifestyle choice — it’s a critical tool in global risk management, wealth preservation, and personal freedom. But while many options promise access to Europe, very few offer what Andorra does: ✔️ True discretion ✔️ Flexible residency rules ✔️ No wealth tax or inheritance tax ✔️ EU access without EU bureaucracy If you’re building a multi-jurisdictional life for your family, investments, or future legacy — here’s how Andorra can become the anchor in your global mobility strategy. 🧩 The Residency Challenge for Global Families Most HNWIs now hold or are considering: A primary residency (often where their business or children are based) One or more secondary residencies or passports (for flexibility, safety, or tax optimization) The problem? > Many second residencies come with tight rules, high visibility, and automatic tax triggers — defeating the purpose. With increasing scrutiny from OECD/CRS, EU reporting, and global compliance frameworks, the wrong second residency can add complexity instead of solving it. 🇦🇩 Why Andorra Is Different Andorra offers a unique blend of freedom, structure, and discretion, making it ideal as a “strategic non-domicile base”. ✅ Passive residency with minimal presence You only need to spend 90 days per year in Andorra to maintain your residence — no need to fully relocate or become tax resident unless you choose to. ✅ No global taxation Andorra only taxes local income and income actively sourced within its borders. 👉 No taxation on global assets, dividends, inheritance, or crypto if properly structured. ✅ Zero wealth or inheritance tax Perfect for long-term wealth preservation and legacy planning. ✅ Strategic location In the heart of Europe (Schengen-adjacent), with easy access to Spain, France, and top-tier medical, education, and financial services. ✅ Non-EU status Enjoy European access without the legal overexposure that comes with EU residency. 🛡️ Who Uses Andorra This Way? Andorra fits perfectly into the mobility plans of: Non-Doms & Domicile Shifters Seeking control over tax exposure while retaining access to Europe. Crypto Millionaires Wanting clear, favorable frameworks outside of MiCA/ESMA overreach. Entrepreneurs with Global Structures Needing a “quiet base” to anchor residency, asset holding, or family life. Wealthy Families with Multi-Residency Strategy Using Andorra alongside UAE, Monaco, or Caribbean citizenships. 🧠 How to Structure It Right Success lies in careful execution: 1. Choose the right residency route → Passive residency with €600,000 investment is the most common. → Requires 90 days/year presence and proof of sufficient income & health insurance. 2. Avoid triggering tax residency (unless intentional) → Stay below 183 days → Do not center economic activity locally unless planned 3. Integrate with trusts, holdings, or foundations → Use Andorran vehicles or combine with Liechtenstein, UAE, or Delaware structures. 4. Maintain documentation & residency compliance → Andorra is stable and private, but still OECD-compliant — stay clean, stay smart. 🏁 The Result? Global Flexibility Without Global Exposure Andorra gives you a strategic second residency that doesn’t interfere with your main tax planning — but gives you an ultra-secure fallback, legal foothold in Europe, and the freedom to operate globally. This is residency by design, not by default. 🤝 LinkAnd: Trusted by Global Families & Advisors At LinkAnd, we help clients integrate Andorra into multi-residency strategies with: Legal + tax structuring Real estate & investment sourcing Full relocation concierge Cross-border coordination with family offices & law firms Whether you’re planning a move, future-proofing your lifestyle, or designing a legacy — Andorra may be your most overlooked asset. 📩 Contact us today for private advisory or to access our vetted ecosystem of partners.

Введение По данным Yandex, интерес россиян к эмиграции бьёт рекорды: «Куда переехать из России» — почти 50 000 запросов в месяц «Вид на жительство» — около 380 000 запросов «Паспорт» — более 1 000 000 запросов С 2018 года количество этих поисков выросло в 2,8–3,3 раза. Каждый год сотни тысяч россиян рассматривают переезд, и значительная часть из них — финансово обеспеченные и образованные семьи. H2: Почему Андорра — уникальный выбор для переезда из России Большинство популярных направлений (Турция, ОАЭ, Сербия, Грузия) не обеспечивают одновременно низкие налоги, высокую безопасность и приватность. Андорра сочетает всё это. Преимущества Андорры для состоятельных русскоязычных: 1. Налоги одни из самых низких в Европе Подоходный налог до 10% Нет налога на дивиденды для физических лиц Нет налога на прирост капитала от продажи акций (при выполнении условий) 2. Максимальная безопасность Один из самых низких уровней преступности в мире Идеально для семей с детьми 3. Вид на жительство без обязательства работать Программа резиденции для инвесторов Минимальные бюрократические барьеры 4. Приватность и конфиденциальность Ограниченный туризм Закрытые и уважающие личные границы сообщества 5. Качество жизни премиум-класса Международные школы Горнолыжные курорты мирового уровня Современная медицина H2: Как получить вид на жительство в Андорре в 2025 году 1. Инвестиция в недвижимость Минимум 600 000 € Популярный вариант для HNWI, ищущих стабильность и рост капитала 2. Финансовые гарантии Внесение депозита в правительственный фонд Доказательство финансовой независимости 3. Поддержка профессионалов Подготовка документов Налоговое и юридическое сопровождение Подбор недвижимости H2: Почему LinkAnd — ваш идеальный проводник в Андорру Мы работаем исключительно с состоятельными клиентами и их советниками, предоставляя полный цикл услуг: Консультация на русском языке Подбор и покупка элитной недвижимости Получение вида на жительство Открытие счетов и структурирование активов Интеграция в деловую среду Андорры 📩 Свяжитесь с LinkAnd сегодня, чтобы получить индивидуальный план переезда в Андорру, адаптированный под ваши цели и стиль жизни. H2: Заключение Если вы ищете, куда переехать из России, и хотите сочетания низких налогов, европейской безопасности и приватности — Андорра должна быть в вашем списке. С помощью LinkAnd процесс будет простым, быстрым и полностью конфиденциальным.

A Hidden Alpine Gem for Global Families In uncertain times, many High-Net-Worth Individuals (HNWIs) are prioritizing family safety, privacy, and long-term wellbeing. As a result, Andorra is becoming one of Europe’s most appealing destinations for affluent families seeking stability, elite services, and an exclusive lifestyle — all within a low-tax environment. Nestled between Spain and France, this independent microstate offers a rare combination of security, modern infrastructure, and high-quality living tailored to the needs of globally mobile families. 🎓 1. World-Class Education in a Multilingual Environment Andorra’s education system is uniquely designed for international families, offering multiple high-quality options across public, private, and international schools. Top choices for HNW families include: Andorran National System – A trilingual curriculum (Catalan, French, Spanish) emphasizing languages, STEM, and cultural values. Excellent for integration while building multilingual fluency. French & Spanish Public Schools – Operated under their respective governments, they follow the same curricula taught in France and Spain, ideal for families with regional ties. British College of Andorra – A premier international school offering the full British curriculum from EYFS to A-Levels, taught by native English-speaking staff, with strong university preparation. Agora International School – Part of the prestigious Globeducate network, this school delivers a British-style education with the IB Diploma Programme, in a multilingual setting. Col·legi Janer & Sant Ermengol – Reputable private schools with a focus on academic rigor, values, and bilingual instruction. Many families also combine traditional schooling with private tutoring or hybrid formats — a flexibility made possible by Andorra’s safe and dynamic environment. 🏥 2. High-Quality Healthcare with Efficient Coverage Andorra’s healthcare system combines public reliability with private efficiency — ideal for families expecting premium care and peace of mind. Through the national CASS system, residents enjoy 75% reimbursement on most medical services, including specialists such as physiotherapists, dentists, pediatricians, and more. This applies to general medicine, surgery, diagnostics, and long-term treatments. To eliminate out-of-pocket expenses, most HNWIs complement this with private insurance, which: Covers the remaining 25%. Offers direct access to top-tier specialists. Ensures access to private clinics in Barcelona or Toulouse. Minimizes waiting times and maximizes comfort. With multilingual staff, fast-track access, and personalized care, Andorra provides one of Europe’s most efficient and family-friendly healthcare systems. 🛡️ 3. Safety, Stability and Discretion Ranked among the safest countries in the world (Numbeo & CEOWorld 2024), Andorra offers unparalleled peace of mind: Virtually no violent crime. Political neutrality and long-term constitutional stability. No public registers of shareholders or beneficiaries — maintaining financial discretion. Strong compliance with international transparency standards (OECD, FATF) while preserving privacy. For HNW families, this means true security — personal, financial, and reputational. 💶 4. Residency by Investment: Passive Residency Explained Andorra’s passive residency program provides a clear, flexible pathway for HNW families to legally reside in Europe with minimal presence requirements. ✅ Key Conditions (2025): Minimum total investment of €600,000 in Andorran assets (real estate, company equity, government bonds, etc.). €47,500 refundable deposit to the Andorran Financial Authority (AFA), plus €9,500 per dependent. Proof of stable income: at least 300% of the Andorran minimum wage (~€40,500/year), plus 100% per dependent. Private health, incapacity, and retirement insurance. Minimum stay of 90 days per year (sufficient for residency, but not tax residency). Background checks and proof of housing in Andorra. Residency permits are granted for: 1 year (initial), then 2 more years, followed by 3 years, and then a 10-year renewal. This structure offers long-term stability and optional pathways to full tax residency (upon 183+ days/year ). 🏡 5. A Lifestyle Tailored to HNW Families Andorra combines alpine serenity with modern luxury. From high-end chalets to designer boutiques, the country offers a lifestyle that balances nature, exclusivity, and family wellbeing. What HNW families love most: Top ski resorts like Grandvalira and Ordino-Arcalís. Over 300 days of sunshine each year. Outdoor sports: hiking, cycling, horse riding, golf. Michelin-star restaurants and luxury wellness retreats. Clean air, low pollution, and zero congestion. Easy, discreet access via Barcelona or Toulouse airports (2.5h away by car or private transfer). Eligible for tax-free shopping in EU countries thanks to Andorran residency. 🤝 LinkAnd: Your Trusted Partner in Relocation At LinkAnd, we specialize in helping HNW families transition to Andorra with discretion and efficiency. From education enrollment to residency setup, real estate sourcing, and healthcare onboarding, we handle every detail with a personalized, hands-off approach. Whether you're planning your next family chapter or optimizing your global structure, Andorra is a strategic choice — and LinkAnd is your gateway.

For discerning families, entrepreneurs, and private investors from the Gulf Cooperation Council (GCC) region, the search for a stable, tax-efficient, and prestigious European base is becoming increasingly important. While traditional destinations like Switzerland, Monaco, and the UK have long attracted capital and talent, a new name is emerging on the radar of the Gulf's elite: Andorra . Nestled in the Pyrenees between France and Spain, Andorra offers a powerful combination of European stability, exceptional discretion, fiscal efficiency, and high-quality living —making it the ideal location for those seeking to preserve wealth, secure second residency, and establish a family legacy in Europe. Why Andorra Appeals to HNWIs from the Gulf 1. Tax Efficiency Without Compromise Andorra offers one of the most favorable tax regimes in Europe, with personal income tax capped at just 10% , no wealth tax , no inheritance tax , and low corporate taxation . It strikes the perfect balance: full transparency and compliance under OECD standards, while retaining true fiscal competitiveness . Importantly, Andorra has signed a Double Taxation Agreement (CDI) with the United Arab Emirates , allowing Emirati individuals and entities to legally optimize their tax position while remaining within an internationally respected framework. 2. Safe, Neutral, and Politically Stable In a world of increasing geopolitical tension and regulatory overreach, Andorra stands out as a neutral and non-aligned jurisdiction , outside the European Union but enjoying close ties with it. It offers a European legal environment , without the bureaucracy or exposure of larger countries. The country boasts one of the lowest crime rates in the world , a strong rule of law, and a government that prioritizes private sector development while respecting individual privacy and family sovereignty. 3. Exclusive Residency Options with European Access Andorra offers attractive residency programs designed for investors, entrepreneurs, and retirees , without requiring the physical presence or high taxes often imposed elsewhere. Residents enjoy visa-free access to Schengen countries and the ability to operate globally while maintaining a European base. Residency can be secured through investment , business activity , or as a passive resident  with sufficient means, and the application process is discreet, fast, and efficient. 4. A Lifestyle That Matches Ambition Andorra offers more than just tax efficiency. It is home to world-class international schools , private healthcare , and luxury real estate  nestled in spectacular alpine surroundings. Whether skiing in Grandvalira, investing in prime real estate, or enjoying a serene family retreat—Andorra offers a refined European lifestyle with a Middle Eastern mindset for privacy, prestige, and prosperity . The country is increasingly attracting successful families and business leaders who value exclusivity without exposure , and who understand the importance of aligning lifestyle, tax strategy, and legacy planning. Positioning Your Legacy in the Heart of Europe For Gulf-based HNWIs and UHNWIs, Andorra represents a unique opportunity: a secure gateway to Europe , a fiscally optimized jurisdiction , and a highly exclusive location  where privacy, protection, and prestige converge. In a world where financial and personal sovereignty are becoming rare luxuries, Andorra offers a path forward. Considering a second residency or wealth relocation strategy in Europe? Our private network can guide you discreetly through every step—connecting you with local experts, tax advisors, and bespoke relocation services tailored to the needs of GCC families and investors. Explore your options with confidence. Discover Andorra. Discreetly yours, The LinkAnd Advisory Team Private Relocation & Wealth Structuring for HNWIs in Europe

In today’s volatile economic and political landscape, High-Net-Worth Individuals (HNWIs) are not only looking for tax efficiency — they also want legal stability, asset protection, and personal safety. If you're planning to move your residence or structure your wealth smartly within Europe, the key question is: > Where in Europe can I both minimize my taxes and protect my assets long term? Let’s compare some of the most talked-about jurisdictions for HNWIs in Europe: Andorra, Switzerland, Portugal, Italy, and Spain — with a focus on both taxation and security/stability. 🇦🇩 Andorra: The Smart Choice for Tax Optimization and Discretion Personal Income Tax (IRPF): 0%–10% Corporate Tax: 2%–10% Dividend Tax: 0% (from Andorran companies) Capital Gains: 0% (on stocks under 25% shareholding, or after 10 years if over 25%) Wealth/Inheritance Tax: 0% Legal Stability: High – politically neutral and financially conservative Banking: Safe and compliant, but discreet Privacy & Protection: Excellent; not under EU jurisdiction Residency Requirements: ~90 days/year (active or passive) ✅ Best for: Entrepreneurs, investors, crypto holders, and families seeking European lifestyle with low taxation and legal protection. 🇨🇭 Switzerland: Prestige and Privacy, but with a Cost Personal Income Tax: Up to 40% (varies by canton) Lump-Sum Tax Option: Available for wealthy residents (negotiable) Dividend & Capital Gains: Taxed unless structured properly Legal Stability: Very high Banking: Global standard for private banking Privacy: Strong, but under increasing global transparency pressure Residency Requirements: Strict, and comes at a price ✅ Best for: Ultra-HNWIs ready to pay a premium for political neutrality, banking, and legacy structures. 🇵🇹 Portugal: Once a Tax Haven, Now Changing Non-Habitual Resident Regime (NHR): Abolished as of 2024 for new residents Income Tax: Up to 48% (standard) Capital Gains & Dividends: Taxed unless structured offshore Legal Stability: Medium – subject to EU regulation and policy changes Banking: Solid but transparent Privacy: Weak; full CRS exchange, public registers Recent Changes: Unpredictable tax policy shifts 🚫 Risk Alert: Portugal is losing its tax-competitive edge, and uncertainty is growing among wealth advisors. 🇮🇹 Italy: Attractive Flat Tax, But Not for All Flat Tax Regime for HNWIs: €100,000/year on foreign income (for up to 15 years) Domestic Income: Taxed progressively (up to 43%) Inheritance Tax: Up to 8% Legal System: Bureaucratic and slow Privacy: Medium – EU rules apply Banking: Reliable, but not private ✅ Best for: HNWIs with mostly foreign passive income and strong ties to Italy (family, lifestyle, etc.) 🇪🇸 Spain: Popular But Punitive for the Wealthy Income Tax: Up to 47% Wealth Tax: Applies above €700k in most regions Exit Tax: Yes, for certain assets if relocating Inheritance Tax: Up to 34% Privacy: Low – EU & CRS compliant Recent Trends: Increasing pressure on high net worth residents 🚫 Warning: Spain is one of the least friendly environments for UHNWIs seeking asset protection and tax efficiency 🏁 Conclusion: Andorra Is the Last True Refuge in Europe When combining both low taxation and true protection, Andorra clearly stands out among European jurisdictions. It offers: The lowest personal and corporate taxes in Europe No wealth or inheritance taxes A safe, discreet and neutral legal environment High-end lifestyle next to Spain and France Total ownership of your wealth with legal security For those looking to legally optimize their global position without going offshore or exposing themselves to unstable regimes, Andorra is not just an alternative — it’s the ideal solution. 🧭 Want a Personalized Relocation Strategy? At LinkAnd, we help HNWIs relocate to Andorra and structure their global presence through a trusted network of lawyers, tax advisors, private banks, and real estate professionals. 👉 Contact us today to explore your options — with total discretion.

Nestled in the heart of the Pyrenees, Andorra is more than just a picturesque destination. It is a thriving hub for high net worth individuals (HNWIs) seeking an exceptional combination of financial benefits, a high quality of life, and unparalleled opportunities for personal and professional growth. At LinkAnd, we specialize in guiding individuals like you through the process of making Andorra your new home or business base. Here's why Andorra is the perfect choice: 1. A Tax Haven Tailored for Success One of Andorra's most attractive features is its tax-friendly environment. With one of the lowest corporate tax rates in Europe, capped at 10%, and no wealth tax, inheritance tax, or capital gains tax, Andorra provides an optimal structure for wealth preservation and growth. Additionally, residents enjoy an income tax rate of up to just 10%, far below the European average. 2. Strategic Location Andorra’s central location between Spain and France makes it an ideal base for accessing European markets while enjoying the privacy and exclusivity of a small nation. Its excellent connectivity allows residents to travel effortlessly to major cities like Barcelona and Toulouse. 3. Residency Options for HNWIs Andorra offers tailored residency programs that cater to high net worth individuals. Whether you’re an investor, entrepreneur, or retiree, the country provides flexible solutions that align with your goals. At LinkAnd, we simplify the residency application process, ensuring a seamless transition to your new life. 4. Unparalleled Quality of Life With its pristine natural environment, world-class ski resorts, and low crime rates, Andorra offers a lifestyle that combines luxury and tranquility. The country is known for its excellent healthcare system and high standard of living, making it a perfect haven for you and your family. 5. Thriving Business Ecosystem Andorra is increasingly becoming a magnet for innovation and entrepreneurship. The government actively promotes business development by offering incentives and a streamlined regulatory framework. For those looking to establish or expand their business, Andorra provides a fertile ground for success. 6. Privacy and Exclusivity As a small nation, Andorra prioritizes discretion and security, making it an attractive choice for HNWIs seeking a private and exclusive lifestyle. The community is close-knit yet welcoming, offering the perfect balance of networking opportunities and seclusion. 7. Tailored Support with LinkAnd At LinkAnd, we understand the unique needs of high net worth individuals. From residency and tax optimization to business setup and beyond, our team of experts is here to provide personalized guidance at every step. With our extensive network and in-depth local knowledge, we make your relocation to Andorra effortless and rewarding. Ready to Elevate Your Lifestyle? Choosing Andorra is more than a decision—it's an investment in your future. Let LinkAnd help you unlock the full potential of this extraordinary destination. Contact us today to start your journey to Andorra.

For high-net-worth individuals (HNWIs), maximizing returns from stock market investments is not only about portfolio performance—it’s also about smart tax planning. Andorra, a small yet financially sophisticated country, offers one of Europe’s most favorable personal tax environments, especially for private investors. Here’s why more HNWIs are choosing Andorra as their tax residency. 1. 0% IRPF on Capital Gains for Minority Shareholders In Andorra, private individuals  who invest in stocks enjoy an extraordinary tax advantage: capital gains are exempt from personal income tax (IRPF)  under certain conditions. If an individual owns less than 25% of a company , the capital gains obtained from selling those shares are 100% tax-free  under Andorran IRPF law. This applies whether the company is listed or privately held. ⚠️ This exemption only applies to individuals , not companies. Corporate profits are subject to Corporate Income Tax (IS) , which is generally 10%. 2. Tax-Free Gains for Major Shareholders After 10 Years Even if you own 25% or more  of a company, Andorra rewards long-term investment. If you hold your shares for at least 10 years , the capital gains from their sale are also exempt  from IRPF. This approach is particularly beneficial for founders, family offices, and long-term strategic investors seeking tax-efficient exits. 3. Andorra Does Not Tax Wealth, Inheritance, or Gifts In addition to the IRPF exemption on capital gains: No wealth tax  is levied on personal assets. No inheritance or gift tax , allowing for efficient intergenerational wealth transfers. This makes Andorra a comprehensive destination for asset protection and legacy planning. 4. Not Applicable to Companies: Corporate Income Still Taxed It’s important to note: the 0% tax rate on capital gains only applies under IRPF  (individual income tax).If the sale is made through a company  (e.g., a holding or investment entity), capital gains will be taxed at the standard Corporate Income Tax (IS) rate , which is 10% in most cases. Therefore, choosing the right structure—personal vs. corporate—is essential when planning your investments in Andorra. 5. A Stable, Transparent, and Trusted Jurisdiction Andorra combines tax efficiency with: Political and financial stability. EU Monetary Agreement (Euro-based economy). Compliance with OECD and international transparency standards. This makes it one of the few remaining European jurisdictions where HNWIs can still enjoy both low taxation and legal certainty. Conclusion If you are an individual investor looking to minimize taxes on stock market profits, Andorra’s IRPF exemption on capital gains  provides a powerful advantage—especially when combined with its broader tax benefits and investor-friendly environment. At LinkAnd , we help HNWIs and their advisors navigate Andorra’s legal and tax framework with precision. From structuring your investments to managing your relocation, our network connects you with trusted local experts to unlock the full potential of this investor haven.

In the heart of the Pyrenees between France and Spain lies one of Europe’s most overlooked but promising real estate markets: Andorra . Known for its low taxes, political stability, and breathtaking alpine landscapes, this microstate is now catching the eye of discerning investors seeking both capital appreciation and portfolio diversification . With a booming property market and rising international demand, Andorra offers an exceptional opportunity—especially for high - net - worth individuals aiming to expand their real estate footprint into secure, tax-efficient jurisdictions. Impressive Market Performance: Real Numbers, Real Potential As of April 2025, average property prices in Andorra have reached €5,187 per square meter, reflecting a 12.13% increase year-over-year. This is not a one-off spike, but part of a strong upward trend: since 2019, property values in the principality have risen by nearly 50% . Some areas are outperforming even further: Escaldes-Engordany : Prices surged to €5,689/m² in early 2024, marking a 52.6% increase since 2019. Andorra la Vella : The capital now averages €6,233/m², up 14.24% in just 12 months. Encamp : Registered an extraordinary 53.3% growth in less than five years. These figures rival or exceed those seen in more mainstream luxury markets—yet Andorra remains relatively underexposed, creating space for early movers. Strong Demand, Limited Supply: A Rare Investment Equation Between 2019 and 2024, housing demand in Andorra grew by 159%, while supply dropped by 7.1% . The imbalance between scarcity and high demand creates powerful upward pressure on prices—particularly in premium locations. Investors benefit not only from the appreciation of assets but also from strong rental yields in short-term and long-term markets, especially in ski season and during summer months when HNWIs from across Europe flock to the region. Legal Update: What the Llei Òmnibus Means for Investors In 2024, Andorra introduced the Llei Òmnibus, a legal reform that changed the rules for foreign real estate investment: Non-residents are no longer allowed to buy property, unless officially authorized by the government. New residents with less than 3 years of residency can purchase a maximum of 1 property, unless granted special permission. These restrictions aim to stabilize the local housing market—but for strategic investors, they simply underline the need for proper structuring and early residency planning. With expert guidance, these rules can be navigated effectively, and in many cases, they act as a competitive barrier, reducing speculative buying and protecting long-term value. Why HNWIs Are Turning to Andorra No wealth tax , and income tax capped at 10% Attractive residency programs for investors Secure, stable, and politically neutral Ideal location for asset protection and discretion Strong growth potential in a luxury , undersupplied market Linkand: Your Strategic Partner in Andorra At Linkand, we specialize in connecting HNWIs with Andorra’s top real estate lawyers, tax advisors, and property experts. Whether you’re planning to obtain residency, invest through an entity, or structure a discreet acquisition—we make the process seamless, secure, and tailored to your needs. Explore Andorra with Linkand. Invest intelligently. Live exceptionally.

Безопасность. Конфиденциальность. Эффективная налоговая система. Андорра — это не просто красивая страна между Францией и Испанией. Это надёжная европейская юрисдикция, которую выбирают те, кто ценит спокойствие, свободу и сохранность капитала. ✅ 1. Налоговая система: разумные ставки и прозрачность Андорра предлагает один из самых привлекательных налоговых режимов в Европе: Подоходный налог (IRPF): максимум 10% Налог на прибыль компании: максимум 10% Нет налога на наследство, на дарение, на прирост капитала для нерезидентов Ставка НДС: всего 4,5% 💼 Многие предприниматели и инвесторы из России, Украины, Казахстана и других стран СНГ выбирают Андорру как платформу для международной налоговой оптимизации — без риска, без офшорного имиджа, с полной легальностью. 🛡️ 2. Конфиденциальность и структурированная защита активов Хотя Андорра официально отказалась от банковской тайны и присоединилась к международным стандартам обмена налоговой информацией (CRS), страна сохраняет высокий уровень конфиденциальности в рамках закона : Личные данные клиентов защищаются по стандартам ЕС (GDPR) Нет публичных реестров бенефициаров компаний Возможность создания холдингов и инвестиционных структур с профессиональным сопровождением Возможность работы с швейцарскими и другими европейскими банками через структуры, зарегистрированные в Андорре 🔐 Для многих состоятельных клиентов это означает: ваши активы могут быть структурированы и защищены , при этом соблюдая все международные нормы. 👨‍👩‍👧‍👦 3. Идеальное место для жизни и воспитания детей Андорра — это: Один из самых низких уровней преступности в мире Высокий уровень медицины (государственная и частная) Школы на английском, французском и испанском языках Горнолыжные курорты и природа прямо за дверью Для семей, уставших от нестабильности и давления, Андорра становится новой родиной — спокойной, безопасной и уважаемой. 🌍 4. Лёгкое получение ВНЖ и возможность оформить гражданство Андорра предлагает пасcивную резиденцию для состоятельных лиц, которые: Инвестируют минимум 600 000 € в недвижимость, депозиты или активы в стране Проводят минимум 90 дней в году в Андорре Не обязаны работать или вести бизнес на месте Через 20 лет возможно получение гражданства, отказавшись от предыдущего. 📈 5. Центр для структурирования международного бизнеса Через Андорру можно: Управлять холдингами и фондами Работать с европейскими и швейцарскими банками Создать IT, финтех или инвестиционную компанию с 10% налогом Получать дивиденды и реинвестировать без лишних налогов 💼 Вы не одиноки: мы вас сопровождаем Мы создаём приватную сеть контактов , через которую русскоязычные HNWI находят: Юристов, нотариусов, налоговых консультантов Агентов по недвижимости и банковских менеджеров Семейные офисы и private banking 📩 Получите индивидуальную консультацию или загрузите наше подробное руководство на русском языке — без обязательств, с полной конфиденциальностью. 📍 Андорра — это не офшор. Это решение. > Уезжая из нестабильности, многие ищут не только налоги, но и уважение. Андорра даёт и то, и другое.

And Why the Porsche 911 Was the Best-Selling Car in 2024 When driving through Andorra’s scenic mountain roads, you’ll quickly notice a surprising detail: the overwhelming presence of luxury vehicles. From sleek Porsches to roaring Lamborghinis and high-performance AMGs, the car culture in Andorra is unlike anywhere else in Europe. But why do so many high-end cars roam this small Pyrenean country? And how did the Porsche 911 become the best-selling car in 2024? A Nation Where Luxury Meets Logic While Andorra is known for its ski resorts, beautiful landscapes, and world-class shopping, it’s also a magnet for successful entrepreneurs, investors, and high-net-worth individuals (HNWIs). Many of them choose to relocate here for one main reason: Andorra offers a unique mix of lifestyle and financial advantages. One of those advantages? It’s one of the most tax-friendly countries in Europe. With low personal income tax (a flat 10% rate), no inheritance tax, and extremely low import VAT on vehicles (4.5%), Andorra is the perfect place to register and own a luxury car. Luxury Cars Are the Norm, Not the Exception In most countries, seeing a Porsche 911 is a rare occasion. In Andorra, it’s a daily occurrence. The country's favorable tax structure makes it significantly more affordable to own and maintain a high-end vehicle. Add to this a high average purchasing power, a small and exclusive population, and a lifestyle centered around quality and prestige, and it’s easy to see why luxury cars are so common. Porsche 911: Andorra’s Best-Selling Car in 2024 According to data from Best Selling Cars Blog, the Porsche 911 was the most sold car in Andorra in 2024 , with 83 units sold, representing a 40.7% increase from the previous year. Yes, you read that correctly — not a compact city car or a family SUV, but a sports car with over 60 years of heritage and a price tag north of €130,000. Other luxury models also dominated the market: Toyota GR Yaris – 47 units sold (+135%) Porsche Cayenne – 46 units sold (+283%) Porsche Macan – 45 units sold That means three of the top four cars sold in 2024 were Porsches , underscoring the brand’s popularity among Andorra’s elite. For wealthy residents, a car in Andorra is more than a means of transport — it’s a lifestyle accessory. Driving a Porsche 911 or a Range Rover Autobiography through alpine landscapes is not only enjoyable but socially distinctive. Thinking of Moving to Andorra? Bring Your Dream Car With You At LinkAnd , we specialize in helping HNWIs relocate to Andorra, set up businesses, and optimize their lifestyle. Whether you're planning to establish residence or just want to register your supercar in a more tax-efficient environment, we guide you every step of the way. Let your next ride be a Porsche — and let Andorra be your home base.

Lionel Messi Expands His Wealth Management to Andorra Global football icon Lionel Messi  is not just making history on the pitch—he is also solidifying his financial legacy off it. Recently, Messi took a significant step by establishing a family office in Andorra , a move that underscores his long-term investment vision and business acumen. The Messi family office , located in Escaldes-Engordany , operates from a 400-square-meter space  within the Centre de Negocis Andbank. This strategic location places Messi in the heart of Andorra’s financial district, where he is actively managing a diversified investment portfolio that includes luxury hotels, high-end restaurants, and banking interests . This expansion complements his existing financial operations in the United States, highlighting his focus on wealth preservation and international asset management. Messi’s Investments in Andorra and Beyond Messi's presence in Andorra goes beyond a family office. His MIM Hotels chain , which specializes in luxury and sustainable hospitality, recently acquired Hotel Casa Canut , a prestigious hotel located on Avenida Carlemany  in Escaldes-Engordany. This acquisition aligns with Messi’s commitment to developing high-end tourism projects, further cementing Andorra as an attractive location for elite investments. Additionally, in December 2024 , Messi launched Edificio Rostower Socimi , a real estate investment trust (REIT)  in Spain, debuting on the stock market with a valuation of €223 million . The fund includes seven hotels across Spain and Andorra , as well as properties in London and Paris , marking Messi’s growing influence in the global real estate sector. Why Andorra? A Financial Power Move Messi’s decision to open a family office in Andorra is a testament to the principality’s unique financial advantages: 1. Strategic Wealth Management Hub Andorra is increasingly becoming a preferred destination for high-net-worth individuals (HNWIs)  seeking to optimize their financial strategies. With its stable economy, strong banking sector, and international compliance standards , the country offers a secure environment for managing large-scale investments. 2. Real Estate and Hospitality Expansion Messi’s continued investment in Andorra’s luxury hospitality industry  signals confidence in the country’s growing tourism appeal. The planned transformation of Hotel Casa Canut into MIM Andorra  will further enhance Andorra’s position as a luxury destination. 3. A Global Investment Network By leveraging Andorra’s tax-friendly regulations , Messi has structured his wealth management across multiple jurisdictions, ensuring efficient asset growth and international scalability. A Future-Forward Approach to Wealth Management Messi’s family office in Andorra marks the beginning of a new era in elite wealth management , where sports legends transition into global business moguls. His ability to navigate international markets, coupled with Andorra’s business-friendly environment, highlights the principality as an emerging financial hub for HNWIs . As Messi continues to expand his investments, Andorra remains at the center of his financial empire—subtly reinforcing its reputation as a premier destination for strategic wealth management and luxury investments.